Comments on: Make Micropayments to Sallie Mae: Get Out of Debt http://www.imjosh.com/salliemae/2007/03/25/make-micropayments-to-sallie-mae-get-out-of-debt/ Exposing the incompetence of a student loan company Tue, 20 Oct 2009 13:12:06 -0700 http://wordpress.org/?v=2.8.4 hourly 1 By: Debt Girl http://www.imjosh.com/salliemae/2007/03/25/make-micropayments-to-sallie-mae-get-out-of-debt/comment-page-1/#comment-3635 Debt Girl Tue, 20 Oct 2009 13:12:06 +0000 http://www.imjosh.com/salliemae/2007/03/25/make-micropayments-to-sallie-mae-get-out-of-debt/#comment-3635 Great advice given here. Thanks for the help! Debt is such a burden. Great advice given here. Thanks for the help! Debt is such a burden.

]]> By: SLM trap http://www.imjosh.com/salliemae/2007/03/25/make-micropayments-to-sallie-mae-get-out-of-debt/comment-page-1/#comment-3329 SLM trap Sat, 14 Mar 2009 05:43:38 +0000 http://www.imjosh.com/salliemae/2007/03/25/make-micropayments-to-sallie-mae-get-out-of-debt/#comment-3329 Good find, I also just found that you have to tell them to apply extra payments to intrest and principal. The default is not to do the right thing as everyone should know that they can collect intrest on that money since that are so kind to "hold it" for you. Good find, I also just found that you have to tell them to apply extra payments to intrest and principal. The default is not to do the right thing as everyone should know that they can collect intrest on that money since that are so kind to “hold it” for you.

]]> By: ellee http://www.imjosh.com/salliemae/2007/03/25/make-micropayments-to-sallie-mae-get-out-of-debt/comment-page-1/#comment-3090 ellee Tue, 04 Nov 2008 17:48:35 +0000 http://www.imjosh.com/salliemae/2007/03/25/make-micropayments-to-sallie-mae-get-out-of-debt/#comment-3090 Sallie Mae "misplaced" my payment. They ruined my credit, and harassed me for something I had already paid. After dealing with them over a few days, they found their error. Now, they just own me, harass me, and demand more money than justified. Professional, aggressive street bums. Sallie Mae “misplaced” my payment. They ruined my credit, and harassed me for something I had already paid. After dealing with them over a few days, they found their error. Now, they just own me, harass me, and demand more money than justified. Professional, aggressive street bums.

]]> By: Stuart Hillman http://www.imjosh.com/salliemae/2007/03/25/make-micropayments-to-sallie-mae-get-out-of-debt/comment-page-1/#comment-3048 Stuart Hillman Sat, 11 Oct 2008 17:03:39 +0000 http://www.imjosh.com/salliemae/2007/03/25/make-micropayments-to-sallie-mae-get-out-of-debt/#comment-3048 So I'm trying to help my girlfriend do basically this, and pay off as much of her principle as possible. The problem is that SallieMae doesn't seem to want to let her. We've figured out how to pay the standard amount online. But to pay off the principle, you have to send them a check and a letter. If you pay more on a monthly basis, they just put it into the next months payment on your interest. Why can't we just increase our monthly payment and have it go toward Principle? I want to be able to automatically pay the minimum and then go online and pay whatever I can at the end of the month. SallieMae doesn't seem to want me to do this. -sh So I’m trying to help my girlfriend do basically this, and pay off as much of her principle as possible. The problem is that SallieMae doesn’t seem to want to let her.

We’ve figured out how to pay the standard amount online. But to pay off the principle, you have to send them a check and a letter.

If you pay more on a monthly basis, they just put it into the next months payment on your interest.

Why can’t we just increase our monthly payment and have it go toward Principle? I want to be able to automatically pay the minimum and then go online and pay whatever I can at the end of the month.

SallieMae doesn’t seem to want me to do this.

-sh

]]> By: Jon http://www.imjosh.com/salliemae/2007/03/25/make-micropayments-to-sallie-mae-get-out-of-debt/comment-page-1/#comment-3031 Jon Tue, 30 Sep 2008 03:28:16 +0000 http://www.imjosh.com/salliemae/2007/03/25/make-micropayments-to-sallie-mae-get-out-of-debt/#comment-3031 Please review the Sallie Mae contacts below and to start an email campaign explaining your situation and the poor practices of Sallie Mae. Make sure you include a media source of any kind and if you have a lawyer or congress person to add that would be outstanding as well. Lord Albert L Chief Executive Officer email: albert.lord@salliemae.com Mike Walter COO & Senior Director, Private Credit Collections email: Mike.Walter@salliemae.com Roy Mellinger Vice President and Chief Security Officer email: roy.mellinger@salliemae.com Carol Rakatansky Vice President and Assoc. Gen. Counsel email: Carol.Rakatansky@salliemae.com Eric Reicin Senior Vice President and Deputy General Counsel email: Eric.Reicin@salliemae.com Tom Joyce Senior VP, Corporate Communications email: Tom.Joyce@salliemae.com Deborah N. Fahle Senior Vice President email: deborah.fahle@salliemae.com Christy Marble Vice President, Brand and Consumer Marketing email: Christy.Marble@salliemae.com Frank C. Hollister, IV Senior Sales and Marketing Executive email: frank.hollister@salliemae.com Amy Brashear Miranda Director / SVP Mid - Atlantic Sales email: amy.miranda@salliemae.com Laura Daly Vice President, Credit email: Laura.Daly@salliemae.com Nancy Deck Senior Vice President, Corporate Marketing email: Nancy.Deck@salliemae.com Jan DeFalco Managing Director, Brand and Consumer Marketing email: Jan.DeFalco@salliemae.com Chris Dwyer Vice President of Sales email: Chris.Dwyer@salliemae.com Asim Walia VP of Sales email: Asim.Walia@salliemae.com Jim Eickhoff President & VP Sallie Mae National Sales email: Jim.Eickhoff@salliemae.com Suvendu Pal Vice President, Financial Planning and Analysis email: Suvendu.Pal@salliemae.com Marcos Bronfman Vice President at Sallie Mae email: Marcos.Bronfman@salliemae.com Michael Hynes Vice President, Leadership and Employee Communications email: Michael.Hynes@salliemae.com Brian Burgess Vice President of Finance and Information Research email: Brian.Burgess@salliemae.com Lori Urias-Gehris Leadership Development email: Lori.Urias-Gehris@salliemae.com Rick Robey Vice President, Marketing email: Rick.Robey@salliemae.com Ramiro Fonseca Senior Vice President email: Ramiro.Fonseca@salliemae.com David Leonard Title unknown works with Roy Mellinger email: david.leonard@salliemae.com 317-578-6704. Please review the Sallie Mae contacts below and to start an email campaign explaining your situation and the poor practices of Sallie Mae. Make sure you include a media source of any kind and if you have a lawyer or congress person to add that would be outstanding as well.

Lord Albert L
Chief Executive Officer
email: albert.lord@salliemae.com

Mike Walter
COO & Senior Director, Private Credit Collections
email: Mike.Walter@salliemae.com

Roy Mellinger
Vice President and Chief Security Officer
email: roy.mellinger@salliemae.com

Carol Rakatansky
Vice President and Assoc. Gen. Counsel
email: Carol.Rakatansky@salliemae.com

Eric Reicin
Senior Vice President and Deputy General Counsel
email: Eric.Reicin@salliemae.com

Tom Joyce
Senior VP, Corporate Communications
email: Tom.Joyce@salliemae.com

Deborah N. Fahle
Senior Vice President
email: deborah.fahle@salliemae.com

Christy Marble
Vice President, Brand and Consumer Marketing
email: Christy.Marble@salliemae.com

Frank C. Hollister, IV
Senior Sales and Marketing Executive
email: frank.hollister@salliemae.com

Amy Brashear Miranda
Director / SVP Mid – Atlantic Sales
email: amy.miranda@salliemae.com

Laura Daly
Vice President, Credit
email: Laura.Daly@salliemae.com

Nancy Deck
Senior Vice President, Corporate Marketing
email: Nancy.Deck@salliemae.com

Jan DeFalco
Managing Director, Brand and Consumer Marketing
email: Jan.DeFalco@salliemae.com

Chris Dwyer
Vice President of Sales
email: Chris.Dwyer@salliemae.com

Asim Walia
VP of Sales
email: Asim.Walia@salliemae.com

Jim Eickhoff
President & VP Sallie Mae National Sales
email: Jim.Eickhoff@salliemae.com

Suvendu Pal
Vice President, Financial Planning and Analysis
email: Suvendu.Pal@salliemae.com

Marcos Bronfman
Vice President at Sallie Mae
email: Marcos.Bronfman@salliemae.com

Michael Hynes
Vice President, Leadership and Employee Communications
email: Michael.Hynes@salliemae.com

Brian Burgess
Vice President of Finance and Information Research
email: Brian.Burgess@salliemae.com

Lori Urias-Gehris
Leadership Development
email: Lori.Urias-Gehris@salliemae.com

Rick Robey
Vice President, Marketing
email: Rick.Robey@salliemae.com

Ramiro Fonseca
Senior Vice President
email: Ramiro.Fonseca@salliemae.com

David Leonard
Title unknown works with Roy Mellinger
email: david.leonard@salliemae.com
317-578-6704.

]]> By: Disapproving Customer http://www.imjosh.com/salliemae/2007/03/25/make-micropayments-to-sallie-mae-get-out-of-debt/comment-page-1/#comment-3003 Disapproving Customer Tue, 16 Sep 2008 22:50:46 +0000 http://www.imjosh.com/salliemae/2007/03/25/make-micropayments-to-sallie-mae-get-out-of-debt/#comment-3003 I have had the worst experience with salli mae. I have been inturupted during phone calls with their customerservice reps., by the reps them selves, talked down to, and treated like dirt. I have asked to speak with managers, and have been told no that they will not let me speak with the manager, and they have continuously hung the phone up on me when I finally got through to a customer service rep. I would never suggest to anyone to waste their time with the sorry sallie mae company. If anyone would have filled me in on the gossip going around about them I would have never taken out a loan with them. If your a day late on a payment they call you 10 times a day literally, even after they have spoken with you. Can you say harassment? They refused to take my payment because I wanted to speak with the disrespectful customer service reps manager. HORRIBLE SERVICE!!! SALLIE MAE IS THE WORT LOAN COMPANY!!! STAY AWAY FROM SALLIE MAE!!!!! I have had the worst experience with salli mae. I have been inturupted during phone calls with their customerservice reps., by the reps them selves, talked down to, and treated like dirt. I have asked to speak with managers, and have been told no that they will not let me speak with the manager, and they have continuously hung the phone up on me when I finally got through to a customer service rep. I would never suggest to anyone to waste their time with the sorry sallie mae company. If anyone would have filled me in on the gossip going around about them I would have never taken out a loan with them. If your a day late on a payment they call you 10 times a day literally, even after they have spoken with you. Can you say harassment? They refused to take my payment because I wanted to speak with the disrespectful customer service reps manager. HORRIBLE SERVICE!!! SALLIE MAE IS THE WORT LOAN COMPANY!!! STAY AWAY FROM SALLIE MAE!!!!!

]]> By: roxanne_ artuz@yahoo.com http://www.imjosh.com/salliemae/2007/03/25/make-micropayments-to-sallie-mae-get-out-of-debt/comment-page-1/#comment-2037 roxanne_ artuz@yahoo.com Sun, 27 Apr 2008 16:21:11 +0000 http://www.imjosh.com/salliemae/2007/03/25/make-micropayments-to-sallie-mae-get-out-of-debt/#comment-2037 help my mother sign a loan for my daughter about 10 year ago. she just did not understand the ramifications of her doing. my daughter hide all the notice and took off. now my mother whos 63 years old shi live on a fix income is being sued. they even froze her 300.00 from her checking account for this mothers rent. sallie mae really believe she has money. how can they destory peoples lives like this. help my mother sign a loan for my daughter about 10 year ago. she just did not understand the ramifications of her doing. my daughter hide all the notice and took off. now my mother whos 63 years old shi live on a fix income is being sued. they even froze her 300.00 from her checking account for this mothers rent. sallie mae really believe she has money. how can they destory peoples lives like this.

]]> By: Angie http://www.imjosh.com/salliemae/2007/03/25/make-micropayments-to-sallie-mae-get-out-of-debt/comment-page-1/#comment-1998 Angie Mon, 03 Mar 2008 22:26:10 +0000 http://www.imjosh.com/salliemae/2007/03/25/make-micropayments-to-sallie-mae-get-out-of-debt/#comment-1998 Those bastards from Sallie f***** Mae had the gall to send me a letter in regards to a complaint I made on the BBB.org website Those turkeys were the ones to keep me upset by sending me delinquent notices everytime I paid through their stupid website, but they don't seem to do that when I mail them a freakin check. I don't know what their problem is. Anyway, I didn't even read the letter they sent as I opened the letter just a bit to see that their stupid letter was regarding the BBB complaint. How dare them!!! Who do they freakin think they are!!? They better NOT ever harass me again Those bastards from Sallie f***** Mae had the gall to send me a letter in regards to a complaint I made on the BBB.org website
Those turkeys were the ones to keep me upset by sending me delinquent notices everytime I paid through their stupid website, but they don’t seem to do that when I mail them a freakin check. I don’t know what their problem is. Anyway, I didn’t even read the letter they sent as I opened the letter just a bit to see that their stupid letter was regarding the BBB complaint. How dare them!!! Who do they freakin think they are!!? They better NOT ever harass me again

]]> By: smithj http://www.imjosh.com/salliemae/2007/03/25/make-micropayments-to-sallie-mae-get-out-of-debt/comment-page-1/#comment-1876 smithj Wed, 23 Jan 2008 13:27:48 +0000 http://www.imjosh.com/salliemae/2007/03/25/make-micropayments-to-sallie-mae-get-out-of-debt/#comment-1876 You should call and see if you can get a forbearance or work out a smaller minimum. Simply sending less will not absolve you from late fees and credit damage. You should call and see if you can get a forbearance or work out a smaller minimum. Simply sending less will not absolve you from late fees and credit damage.

]]> By: mel http://www.imjosh.com/salliemae/2007/03/25/make-micropayments-to-sallie-mae-get-out-of-debt/comment-page-1/#comment-1875 mel Wed, 23 Jan 2008 06:43:51 +0000 http://www.imjosh.com/salliemae/2007/03/25/make-micropayments-to-sallie-mae-get-out-of-debt/#comment-1875 ...what if i cnt even send them the min,? should i just send my $5 a month and hope it adds up? i have good intentions to try to pay this loan back but seriously it will take me till im about 89 years old p.s. im 26 now HELP …what if i cnt even send them the min,? should i just send my $5 a month and hope it adds up? i have good intentions to try to pay this loan back but seriously it will take me till im about 89 years old p.s. im 26 now HELP

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